DiPocket provides the essential payment services behind many key loan disbursement operations across Europe. Our secure and fully managed card issuing and payment solution gives organisations a simple and cost-effective way to manage loan disbursement and repayment.

 

Let’s look at the main benefits to lenders of issuing and managing loans through DiPocket’s secure platform, disbursing loans through virtual and physical cards.

 

Speed

DiPocket’s loan disbursement solution is quick and easy to set up. We take care of the whole payment and technology infrastructure, so that lenders can provide credit through a simple and frictionless system.

We offer turnkey white label cards issuing, meaning that you can set up loans for your customers and make loan disbursements fast. Funds can be available instantly once approved, allowing borrowers to use their cards to make payments quickly.

 

Accessibility

Virtual and physical cards from DiPocket allow lenders to provide funds to borrowers in multiple countries in their local currency. This makes loans more convenient to administer.

Loans can also be disbursed efficiently even if the borrower has no bank account, making loans accessible to underbanked and unbanked populations.

 

Flexibility

Our physical or virtual cards can be issued for one-time or multiple uses, and can be loaded with specific amounts, giving lenders more control over how funds are distributed. DiPocket’s platform provides a fully managed solution with detailed reporting, simplifying top-ups and the tracking of loan repayments.

 

Data insights

A significant advantage of loan disbursement through cards is the ability to gather valuable data insights. DiPocket fully integrates management of your customised cards into a powerful administrative portal. This means lenders can easily monitor and analyse borrowers’ spending patterns through card transactions, providing valuable visibility and control.

 

Reduced risk

Usage restrictions can be set on cards to prevent overspending and defaults, including limiting purchases to specific merchants or category codes. For example, a customer providing credit lines for agriculture uses DiPocket’s loan disbursement solution to manage loans to Romanian farmers, limited to the purchase of agricultural equipment.

 

Simple and effective payments for borrowers

As a principal member of both Mastercard and VISA, DiPocket can issue physical and virtual cards accepted by both, giving borrowers the freedom to choose how they want to spend – within any limits set up by the lender. The cards can be integrated with Google Pay™, Apple Pay™ and multiple other wallets, so your borrowers can tap to pay securely with their card from any Android or iOS device.

 

Brand visibility

DiPocket’s loan disbursement solution provides white label card issuing for lenders. You choose the branding for your loan payment cards, increasing visibility and reinforcing your brand with customers. So, if you streamline your financial solutions to make loan disbursement and repayment simpler and safer, branded payment cards will reassure customers that they are in safe hands.

 

Integration

We offer APIs for seamless integration with your existing lending platforms, streamlining the process. You benefit from an administrative portal for your team, whilst your borrower also gets access to a bespoke branded interface to keep track of payments and borrowing 24/7.

 

Trusted loan disbursement solutions from DiPocket

By using cards for loan disbursement, lenders can offer a more efficient, accessible, and controlled lending experience for both them and their borrowers. DiPocket offers a quick and seamless solution to lenders, with fast-issue branded cards under their full control, supported by a powerful portal to track, monitor and control usage. Borrowers gain clear visibility of their loan, and have the freedom to spend within agreed limits. It’s a win-win loan disbursement solution.

Contact us today to find out more!