Latest News
Reference Articles
BIN sponsorship
July 22, 2026
What is the difference between principal membership and affiliate membership?
A reference page for fintech product leads and PSPs covering the two primary card scheme membership categories – principal and affiliate – what each permits, what each costs and requires, the settlement and compliance implications of each, and how to use this understanding when evaluating a BIN sponsor.
Guides
BIN sponsorship
July 7, 2026
BIN sponsorship explained: the complete guide for fintechs and payment service providers
BIN sponsorship is the fastest and most cost-effective route to launching a branded card programme in Europe. This guide covers how it works, who it is for, how responsibilities are divided, and the eight criteria that should form the basis of any provider evaluation.
Reference Articles
BIN sponsorship
June 12, 2026
What is the difference between a BIN sponsor and an issuer processor?
A reference page for fintech product leads and PSPs covering the distinct roles of a BIN sponsor and an issuer processor in a card programme – what each does, who is accountable for what, how the two roles interact, when they are provided by the same entity, and the implications of that for programme flexibility and risk.
Guides
Payment cards
May 21, 2026
How to launch a branded payment card issuing programme with the right partner
A practical guide to launching a branded card issuing programme, including what is involved, why businesses work with issuing partners, and what to consider before going live.
Reference Articles
BIN sponsorship
April 15, 2026
What is a BIN in payment card issuing?
A reference page for fintech product leads, PSPs and payment programme managers covering what a BIN is, how it differs from an IIN, how many digits it contains and why, what information it encodes, who assigns and owns it, and the practical differences between shared and dedicated BINs.
Guides
Loan disbursement
March 31, 2026
Multi-currency and cross-border loan disbursement explained
Managing multi-currency and cross-border loan disbursement requires structured FX policy, controlled payment routing and integrated compliance across UK and European markets.
Payment Solutions
PaaS
February 18, 2026
Closed-loop payment programmes
This guide explains closed-loop payment programmes in clear, practical terms. It covers how they work, why organisations use them, and how they are defined under European payments regulation, without relying on legal jargon or marketing language.
Products & Services
Loan disbursement
January 29, 2026
How white-label cards are transforming modern funds disbursement
Discover how white-label cards help organisations deliver funds faster, stay compliant and strengthen their brand across the EEA.
Guides
Loan disbursement
December 22, 2025
Loan disbursement compliance
From AML and KYC checks to data protection and record-keeping, lenders face complex regulatory demands. This guide explains how DiPocket’s regulated EMI platform helps ensure every disbursement is secure, compliant and audit-ready.
Guides
Funds Disbursement
October 8, 2025
Funds disbursement
Funds disbursement explained: deliver fast, secure and compliant payouts across borders with cards, APIs and trusted infrastructure.
Guides
Loan disbursement
September 11, 2025
Loan disbursement explained
A complete guide to digital loan disbursement for fintechs and lenders.
Payment Solutions
PaaS
July 22, 2025
Payments as a Service explained
Payments as a Service (PaaS) is a cloud-based model that enables banks, fintechs, e-commerce and other organisations to outsource their entire payments infrastructure to specialised third-party providers.