Boost your payment solutions with turnkey BIN sponsorship

Posted on December 18, 2024 by - Products & Services

BIN Sponsorship
DiPocket specialises in offering Payments as a Service solutions to a wide range of sectors. Our turnkey BIN sponsorship delivers a ready-made outsourcing solution for financial institutions, boosting their offer with branded payment cards and virtual IBAN numbers.

 

What is BIN sponsorship?

BIN sponsorship is a partnership between a financial institution and a non-banking entity (usually a fintech company). It enables the company to issue payment cards and process transactions without becoming a direct member of a card scheme like Visa or Mastercard.

 

How BIN sponsorship works

DiPocket has invested heavily to become licensed to issue payment cards. We have a unique BIN (Bank Identification Number: the first 6 digits of a payment card number) which identifies DiPocket as the card issuer.

BIN sponsorship allows us to sponsor financial institutions to gain access to the essential infrastructure provided through this BIN. We handle all the payment processing, regulatory compliance and adherence to card scheme rules. DiPocket’s BIN sponsorship service allows you to:

  • Issue branded payment cards tailored to your business.
  • Hold IBAN numbers for local and international money transfers
  • Process transactions seamlessly across networks like Visa and Mastercard.
  • Operate within full regulatory compliance, while we handle the complexities.

 

Why choose BIN sponsorship with DiPocket?

 

  1. Faster market entry

A primary benefit of BIN sponsorship is accelerating the time-to-market for businesses looking to launch card products or payment solutions. You don’t need to wait for the complex process of obtaining a BIN to work with Mastercard or Visa. DiPocket is approved as a main member, so we can sponsor you as an Associate Member. You can then immediately issue virtual or physical payment cards with the possibility of tokenization.

  1. Cost efficiency

Setting up your own payment ecosystem requires significant investment. BIN sponsorship offers significant cost savings by reducing the expenses associated with joining a card scheme directly and eliminating the need to invest in complex payment systems and infrastructure.

  1. Regulatory expertise

Payments is a highly regulated sector. We invest heavily in the licencing and operational capabilities typically handled by banks to provide our customers with simple, safe and effective card issuing and funds disbursement solutions. Our payment solutions come with integrated transaction fraud monitoring and AML control, meeting all necessary legal and security standards.

  1. International payments

BIN sponsorship through DiPocket allows you to provide Agency banking solutions and issue IBANs. Make and receive local and international payments via Automated Clearing House (ACH) as well as card-to-account and account-to-card, using DiPocket’s payment APIs. With Moneysend and VISA Direct coming soon, you can offer your customers a full range of options.

  1. Customisation

With DiPocket, you can offer tailored virtual and physical cards that align with your brand identity and customer needs. Branded cards improve customer loyalty and help you stand out in a competitive market.

  1. Streamlining operations

BIN sponsorship streamlines payment operations for businesses. DiPocket’s BIN sponsorship reduces the need for multiple integrations, improves transaction processing speed and accuracy and offers a more robust and reliable payment infrastructure. As your business grows, so can your payment services. Whether you’re targeting new markets or expanding your product range, DiPocket’s payment solutions provide versatile and scalable support.

 

Payments as a Service

DiPocket isn’t just a BIN sponsor—we’re your strategic partner in the payments landscape. With years of experience and a proven track record, we provide:

  • Comprehensive support throughout your card program lifecycle.
  • Secure and compliant solutions backed by cutting-edge technology.
  • Global reach to help you scale effortlessly across borders.

DiPocket’s Payments as a Service solutions offer API integration that allows you to manage and distribute payment cards efficiently, saving time and resources. Our secure platform delivers insights and detailed analytics, allow you to track and adjust your strategy based on actionable data.

 

Contact us today to discover how DiPocket’s BIN sponsorship and payments solutions services can take your business to the next level.

Customised company gift cards from DiPocket

Posted on November 27, 2024 by - Products & Services

Company gift cards for employees.

If you’re an organisation looking for a way to reimburse or incentivise your employees or customers, or to keep customers coming back to your shopping centre or marketplace, company gift cards can be an excellent choice.

DiPocket’s turnkey card issuing and funds disbursement solution gives you the option to issue customised gift cards. This means you can tailor each card to your precise needs and to the circumstances of the recipient. A wide range of options are available, for example single-load or reloadable gift cards that your customers can give to family and friends, or gift cards for product rebates and refunds. You can also offer company gift cards as employee or client incentives.

 

The benefits of customised company gift cards

 

Keep customers coming back to your marketplace

If you run a physical shopping centre or an online marketplace, setting up a branded company gift card will help keep your customers coming back. With DiPocket’s Payment as a Service (PaaS) solution, you can set up customised gift cards without the hassle and regulatory risks of proprietary solutions.

 

Issue gift cards with spending controls

DiPocket’s gift card solution for any organisation gives you an administrative portal for your team, with full control over spend. You are free to limit the outlets and even product ranges where recipients can spend company gift cards, and can even set up to receive commission from purchases made with the gift card.

 

Enhanced customer engagement

Strategic use of gift cards can engage clients and customers. By offering gift cards as rewards or incentives, organisations can strengthen relationships and encourage repeat business. For example, company gift cards tied to specific actions or milestones give the recipient heightened pleasure, and also boost engagement.

 

Customised gift cards in your branding

DiPocket gift cards can be fully tailored to reflect your brand identity. From the design of the card itself to how and where it can be spent, you control each gift card to reflect your unique values and needs. Significantly, this personal touch makes recipients feel engaged, and each card raises awareness of your brand.

 

Virtual or physical gift cards

DiPocket provides both physical and virtual gift cards, catering to a variety of business needs. Physical gift cards are ideal for face-to-face interactions, such as trade shows or in-office rewards. In contrast, virtual cards are perfect for online campaigns or remote teams, as they can be instantly distributed digitally.

 

Multi-currency gift cards and international use

Our company gift cards are perfect for businesses operating across borders. Because DiPocket offers multi-currency options, your recipients can use their cards globally. This flexibility means you can activate gift cards for shopping, dining and other experiences no matter where your clients or employees are located.

 

Accepted everywhere with Mastercard and Visa

Out of the box, every retailer using Mastercard™ or Visa™ will accept our gift cards, giving you the freedom to choose exactly how you want to enable spending. Further, the cards can be integrated with Google Pay™ and Apple Pay™, so your customers and employees can tap to pay securely with their company gift card from any Android or iOS devices.

 

Simple, seamless integration

Whether you’re a small business or a large enterprise, it is simple to integrate DiPocket’s gift card solutions into your existing systems. We offer API integration that allows businesses to manage and distribute company gift cards efficiently, saving time and resources. As a result, there is no need for complex setups – our tech does the heavy lifting.

 

Enhanced financial control

As a business, you’ll appreciate the financial oversight that comes with our gift card solutions. With real-time tracking and reporting tools you can monitor usage of the cards, ensure compliance and understand spending patterns. This not only helps you control costs, but also helps you analyse the effectiveness of your gift programme.

 

Conclusion

In summary, DiPocket’s gift card solutions enable businesses to provide a bespoke service for their employees and customers. You can encourage customers to return, improve employee loyalty and drive satisfaction by offering gift cards tailored to their needs.

Customised corporate gift cards are undoubtedly a versatile and effective tool for any organisation. Find out more about DiPocket’s funds disbursement solutions, including gift cards: contact us today.

Transform your employee benefits payments

Posted on October 31, 2024 by - Payment Solutions

Employee benefits payment solutions

Fast, flexible, customisable payment solutions from DiPocket

 

Choosing an effective employee benefits payments provider not only cuts management time and costs, but can help organisations attract and retain top talent in today’s competitive labour market. DiPocket’s solution transforms your employee benefits payments into a fast, flexible and streamlined system, using prepaid Mastercard or Visa cards to deliver customised benefit payments to employees in their local currency.

Whether it’s bonuses, lunch vouchers, or healthcare benefits, our platform offers a seamless way to distribute payments while cutting administrative overheads. With real-time reporting and full integration into your HR and payroll systems, DiPocket takes the complexity out of managing employee benefits. Plus, with branded cards tailored to your business and your team, you also improve employee engagement and satisfaction.

 

DiPocket’s employee benefit payments card

DiPocket offers a simple and cost-effective way to make payments. As a Payment as a Service (PaaS) provider, we partner with you to provide pre-paid cards in your own branding.  Rewards delivered on a branded card can create a sense of belonging and recognition, boosting employee loyalty and goodwill.

These physical or virtual cards can be distributed to recipients across many locations, in multiple countries and in local currency. A an employer, this gives you a simple way to disburse a range of different employee benefits to your team, wherever they are based.

 

Streamline different types of employee benefit

Employers increasingly disburse payments for a wide range of employee benefits. Managing payments on multiple platforms can be a time-consuming and complex task.

DiPocket offers a fully integrated solution that can be used as a stand-alone platform or seamlessly integrated with your existing HR and payroll systems. The platform simplifies the administration of employee benefits by automating processes and providing a one-stop solution for different disbursements. You choose where and how the payment can be used: restricting payments to particular shops, services or category codes, and even specifying the currency and country of use. This means that DiPocket’s payment cards can be used for a wide range of employee benefit payments, including:

 

  • Annual bonus: issue virtual or plastic cards with the fixed bonus payment uploaded to the card. The funds can be spent online or in physical stores, or withdrawn from an ATM – however your employee prefers to use the bonus.
  • Lunch vouchers: employers issue a reloadable card which they can top up weekly or monthly. The physical or virtual card could restrict spending to a type of business such as restaurants and cafes, or to a single on-site provider. This card would not give access to a cash alternative or ATM.
  • Healthcare spend: your reloadable card can give employees access to specified health facilities such as gym memberships or dental care, without the option to use as cash.

 

Simplified benefits administration

From enrolling employees to disbursing payments, DiPocket’s system makes managing employee benefits straightforward and scalable, no matter what size your business. Benefits to employers include:

 

  • Complete visibility and control
    DiPocket’s platform provides businesses with real-time reporting, giving you visibility and insights into employee engagement with your benefits programme. Detailed analytics allow you to track spending, monitor benefit usage and adjust your strategy based on actionable data.
  • Secure and trusted payment solutions
    Our trusted and secure platform adheres to financial regulations, ensuring that your business—and your employees—are protected from fraud and other security risks. You can make one-off payments and even automate top-ups.
  • Boost employee loyalty with branded cards
    DiPocket’s white label cards offer a unique opportunity to strengthen the relationship between your organisation and your employees. Branded with your company’s logo, these employee benefit payment cards serve as a constant reminder of your investment in their well-being.

 

Why employees love DiPocket’s benefit payment solutions

Employees welcome a streamlined employee benefits payments solution because it delivers simpler, faster benefit payments:

 

  • Benefit cards accepted anywhere that accepts Visa or Mastercard. Users have complete freedom to spend as they wish, limited only by your bespoke restrictions.
  • Contactless payments. Virtual payments cards can be added to Google Wallet and Apple Pay for quick and easy use.
  • Real-time payments. Real-time disbursement of benefits and bonuses allows companies to immediately reward employees for exceptional work, without waiting for the next payroll.
  • Tax-efficient bonus. Bonuses up to €2,000 paid onto a card rather than into a bank account are tax exempt in certain jurisdictions.
  • Multi-currency payments enable international organisations to deliver benefits in an employee’s local currency, free from the friction and costs associated with currency conversion.
  • Simple web interface allows employees to see how they have used their card, track payments and top-ups – and even check the carbon footprint of their spend!

 

Conclusion: DiPocket employee benefit payment solutions for the future

DiPocket’s innovative platform offers a way to simplify the management of employee benefit payments, whilst enhancing the value and impact of employee rewards.

With features like real-time payments, multi-currency support and personalised benefits, DiPocket is transforming the way companies manage employee rewards.

If you are ready to transform your employee benefits system please do get in touch!

 

 

FAQs

How can DiPocket’s employee benefit payment solutions improve employee satisfaction? DiPocket offers personalised, flexible and immediate reward options, which increase employee engagement and satisfaction. By allowing employees to access their benefits easily and choose how to use them, the solution ensures that employees feel valued and appreciated.

 

Are DiPocket’s employee benefit payment solutions tax-efficient?

Yes, DiPocket provides tax-efficient payment structures that help reduce the tax burden on employees in some jurisdictions, allowing them to retain a larger portion of their bonuses and rewards.

 

Can DiPocket’s employee benefit payment solutions be used for global teams?

Absolutely. DiPocket supports multi-currency payments, enabling businesses to disburse benefits to employees in different regions in their local currencies without incurring conversion fees or delays.

 

What customisation options does DiPocket offer for employee benefits?

DiPocket allows businesses to tailor rewards based on individual preferences, performance milestones, or specific business goals, ensuring that benefits are meaningful and relevant to each employee.

 

How secure are DiPocket’s employee benefit payment solutions?

DiPocket offers secure transaction processing through bespoke branded virtual and physical cards. The platform adheres to strict financial regulations to protect both businesses and employees from fraud.

 

How does real-time payment enhance employee motivation?

Real-time payments provide immediate recognition for exceptional work, boosting motivation by creating a direct link between performance and reward. Employees who receive timely bonuses feel valued and are more likely to remain engaged with their work.

 

Branded payment cards improve customer loyalty

Posted on August 28, 2024 by - Products & Services

How brands can offer digital banking services with customised payment cards

 

Branded payment cards can be a great asset for your business. Your main aim may be to streamline financial solutions, but branded payment cards can also offer an innovative way to retain customers and improve brand loyalty.

As a ‘Banking as a Service’ provider, DiPocket takes care of your bespoke financial services and provides cards with your own branding for your team or customers. In this blog, we’ll look at these customised payment cards in more detail and see how they benefit your brand.

 

Improve customer loyalty with branded payment cards

A strong brand fosters trust and loyalty among customers – when customers see a brand they recognise and trust on their payment cards, it reinforces their confidence in the company. Branded payment cards simplify financial transactions and enhance the overall customer experience. By integrating your branding into everyday financial tools, you ensure that your brand remains at the forefront of your customers’ minds.

So, if you streamline your financial solutions to make disbursement of funds simpler and safer, adding your branding to the payment cards will reassure customers that they are in safe hands.

Likewise, if you introduce new employee benefits to your organisation, or introduce expenses payment cards, branded payment cards will reinforce the message that you are a responsible and caring employer.

 

Branded payment cards with BaaS

Branded payment cards are no longer just for large banks. With Banking as a Service (BaaS) providers like DiPocket, businesses can offer customised payment solutions without the complexities of traditional banking. BaaS enables companies to choose from various banking components, including expense cards, gift cards, and funds disbursement cards. DiPocket handles the regulatory processes, from payment processing to account management, allowing businesses to focus on their core operations.

 

Turnkey card issuing solutions for branded payment cards

DiPocket provides a comprehensive turnkey solution for branded payment cards. As a principal member of both Mastercard and VISA, DiPocket manages the entire card issuance process, ensuring compliance with stringent regulations. The result is a seamless and secure branded payment card solution that businesses can rely on.

 

Bespoke virtual and physical payment cards

We supply your choice of virtual or physical payment cards, all with your branding. The cards are authorised by Mastercard or VISA and are integrated with Google Pay™ and Apple Pay™ so your customers and employees can tap to pay securely with their Android or iOS devices.

 

Data insights from branded payment cards

One of the significant advantages of branded payment cards is the ability to gather valuable data insights. DiPocket fully integrates management of your customised cards into a powerful administrative portal allowing you to analyse customer behaviour and tailor your services accordingly. This data-driven approach can significantly enhance customer engagement and loyalty. Importantly, the customer relationship between you and the end user (your employee or customer) remains with you. Any user data you collect on card use will be under your control.

 

Branded payment cards from DiPocket

Branded payment cards are a powerful tool for businesses looking to enhance customer loyalty and streamline financial operations. With DiPocket’s comprehensive BaaS solutions, companies can offer customised payment cards without the complexities of traditional banking. By integrating branding into financial tools, businesses can keep their brand in front of customers, boosting engagement and loyalty.

Please get in touch to find out more about how branded payment cards can benefit your business, supporting customer and employee engagement.

Real-time funds disbursement

Posted on July 19, 2024 by - Industry Developments


Why every business should embrace fast, efficient payment solutions.

 

Advances in financial technology and changing consumer expectations are driving a shift towards real-time funds disbursement. Businesses are constantly looking for ways to optimise operations, reduce costs, and enhance customer satisfaction.

As a provider of funds disbursement solutions at the forefront of this technology, we understand the transformative effect that real-time payments can offer. That’s why we are working with Visa Direct™ and Mastercard Send™ to bring real-time disbursement to our customisable card issuing and virtual payment solutions.

 

What are real-time disbursements?

Real-time funds disbursements in banking refer to the ability to instantly transfer funds from one account to another, providing recipients with immediate access to those funds.

This is achieved through digital payment methods like push-to-card, where funds are directly credited to a recipient’s virtual or physical card. Real-time disbursements reach the recipient’s card, Visa, Mastercard, Google Wallet or Apple Pay account in real-time – within milliseconds.

 

The benefits of real-time disbursements

Real-time funds disbursements have been shown to significantly enhance customer satisfaction, in a world where speed increasingly drives desire.

Research shows that 33% of consumers would be willing to pay a fee to receive money in real time, and 2 out of 3 consumers would be more likely to continue doing business with firms that provide real time payment options. Instant payments reached a global market value of $10.6 billion in 2020 and are expected to grow at a compound annual growth rate (CAGR) of 33% from 2021 to 2028*.

 

How does it work?

Real-time disbursements can be integrated into our customisable payment and funds disbursement solutions, enabling seamless and convenient payment experiences for your customers, suppliers or staff.

Real-time disbursement facilities remove any need to enter multiple details such as bank sort codes and account numbers. Simply enter the 16-digit card number of the account to be paid, and the transaction is completed immediately.

 

Immediate access to funds

Traditional payment methods often involve processing delays that can last from a few hours to several days. In contrast, real-time funds disbursements ensure that payments are processed almost instantaneously, allowing recipients to access their funds within milliseconds of transaction approval. This immediacy can be particularly beneficial for industries where cash flow is crucial, and global operations dealing with different time zones.

 

Operational efficiency

Real-time funds disbursements streamline the payment process by eliminating the waiting periods associated with batch processing and bank schedules. This efficiency not only speeds up transactions but also reduces administrative burdens associated with managing and tracking payments. By adopting real-time payments, businesses can improve their operational efficiency, with better management of daily operations, expenses and working capital needs.

 

Competitive advantage

Adopting real-time disbursements can provide a competitive edge by enabling more agile financial operations. Businesses that offer faster payments are seen as more attractive to work with, attracting partners and clients who value efficiency and modern payment solutions. This advantage can be crucial in industries where timing and reliability are key factors in securing and maintaining business relationships.

 

Reduced transaction costs

While traditional payment systems often involve various fees, including transaction and processing fees, real-time funds disbursements can be more cost-effective. By leveraging direct bank connections and bypassing intermediaries typically required in conventional payment processing, businesses can reduce per-transaction costs significantly, leading to substantial savings, especially at scale.

 

Security and compliance

Our real-time funds disbursement solutions are built with security at their core, employing state-of-the-art encryption and fraud detection technologies to protect every transaction. Visa Direct™ and Mastercard Send™ transactions are supported by the same built-in compliance controls, security and transaction limits that we offer across all our turnkey card issuing and funds disbursement solutions.

 

Adopt real-time disbursements now

In a digital-first world, real-time disbursements represent a fundamental shift in how businesses manage finances. By choosing to use Visa Direct™ and Mastercard Send™ with DiPocket, you set your business up for greater efficiency, customer satisfaction and success.

Contact DiPocket now to find out more about how we can help transform your card issuing and payment solutions.

* https://www.pymnts.com/news/faster-payments/2021/how-consumers-are-driving-demand-real-time-payments/

Payment card issuing

Posted on May 15, 2024 by - Products & Services

Customised payment cards from DiPocket

Payment card issuing from DiPocket


The turnkey payment card issuing solution for your organisation

 

For the end user, payment cards are a simple way to send and receive funds. That’s why organisations across Europe are turning to virtual or physical payment cards to issue funds for payroll, expense management, gift incentives and more.

However, setting up and managing an in-house payment card issuing system is both expensive and time-consuming. DiPocket takes away this pain, providing a customisable card-issuing and payment solution that is simple and cost-effective for your organisation.

The benefits of payment card issuing through DiPocket

Payment card issuing requires significant investment in licencing and operational capabilities, typically handled by banks. Our solution gives you a bespoke payment card with Visa, Mastercard, Google Wallet and Apple Pay payment options, fully set up and supported by DiPocket.

We pay all licensing and regulatory fees

To issue a payment card, companies need an Issuing License from each service provider, such as Visa and Mastercard. Principal licences cost hundreds of thousands of euros a year, a fee that is unsustainable for most individual organisations. We pay all licensing and regulatory fees as part of DiPocket’s service to you.

We navigate complex financial regulations

DiPocket is not a bank, but is nevertheless subject to a complex range of regulations setting caps on fees and governing the payments and loans market across the EU. We keep on top of the requirements of the financial regulatory environment to ensure that your payment cards operate legally. In fact, some banks even come to us rather than setting up their own payment cards for employees!

We carry out personal checks

It is important that you do not distribute funds to certain individuals. We carry out the checks that protect you, including:

Our fraud team is always active

With the exponential growth of financial fraud, individual payment card issuing providers could not hope to match the power of our dedicated anti-fraud team. We take the risk of fraud off your hands, and work tirelessly to improve security, including:

  • Live monitoring of card usage
  • Rapid response to suspect transactions
  • Full investigations.
We process all card transactions

Every transaction on your payment cards is supported through our processing system. We track each and every payment as it is requested, sent to Visa or Mastercard for payment and returned through us. We deal with the approvals and fees at every stage so that you don’t have to. If there is a problem, we sort it out.

We give you the control you need

You have full control and visibility of transactions through our secure administrative portal. You can:

  • Issue pre-paid physical or virtual cards with or without top-up permissions
  • Control spend and have visibility as to what individuals are buying
  • Add bespoke usage restrictions to prevent misuse of funds, including limiting spend to specified merchants or category codes.
We design and issue your branded virtual and physical cards

The design and manufacture of payment cards supported by Visa and Mastercard are, with good reason, strictly regulated. Our turnkey solution not only deals with the financial complexities of offering a white labelled payment system, but also sorts out the practicalities for you.

Versatile funds disbursement from DiPocket

DiPocket allows you to offer branded payment cards without the onerous demands of acting as a bank. We provide you with a quick and simple solution for the secure payment of funds, wherever and whenever you choose.

To find out more about issuing your own payment card solution please do get in touch with a member of the DiPocket team by clicking here.

Leading-edge corporate payment solutions

Posted on March 10, 2024 by - Payment Solutions

Corporate payment solutions from Dipocket

Real time funds disbursement from DiPocket


Your out-of-the-box solution for funds disbursement and payment cards.


Disrupted by digital services, the global financial services landscape is rapidly being reshaped. Traditional banking is giving way to more flexible payment solutions that give organisations greater control over their funds, and deliver an enhanced customer experience.

What organisations can benefit from these changes?

Organisations from large corporations to SMEs, charities and even banks can now buy Banking as a Service (BaaS), leaving the complex financial and compliance obligations to the provider.

DiPocket provides a fully managed platform giving you control of payments, supported by our comprehensive security, technical and financial checks. DiPocket’s funds disbursement solution includes the provision of customisable payment cards, and is supported by Visa, Mastercard, Google Wallet and Apple Pay.

Is DiPocket a bank?

No, DiPocket Group is a European BaaS provider, complementary to and independent from banks. We are licensed to operate in Europe (through Lietuvos Bankas in Lithuania) and are regulated in the UK by the Financial Conduct Authority (FCA). DiPocket is a principal member of both Mastercard and VISA, is a SEPA participant and SWIFT member.

We invest heavily in the licencing and operational capabilities typically handled by banks to provide our customers with simple, safe and effective card issuing and funds disbursement solutions.

How does Banking as a Service work?

Whenever you need to move money, this is achieved quickly and effectively through your BaaS system. At DiPocket, we take care of the whole payment and technology infrastructure, so that your customers make or receive payments through a simple and frictionless system. Payments can be made in near-real time, to different countries, and can be added to a customised payment card even if the recipient has no bank account.

Why might you want a bespoke payment solution?

Disbursing funds can be complex and time consuming. By using a BaaS provider, you can quickly make tailored payments for purposes including:

  • Disbursement of funds – including payroll, grants, and financial support
  • Disbursement and repayment of loans
  • BIN sponsorship
  • Employee benefits
  • Gift cards
  • Cashless events

What applications are there for BaaS?

Customers use bespoke payment solutions for a wide range of purposes, including:

Funds disbursement

A simple and cost-effective way to issue funds for payroll, expense management, gift incentives and more. We supply virtual or physical cards with your own branding, which can be set up to your requirements: for example, limited to specific services, shops or classes of goods.

Loan disbursement

A personalised card issuing and virtual payment solution for lenders to streamline disbursements. You manage loan disbursement and repayment, with full control and usage restrictions to prevent over-spending and defaults.

Employee benefits

Enrich your employee offering through branded physical or virtual cards for gym entry, restaurants, shopping and more. DiPocket offers a streamlined and cost-effective mechanism to reward staff and pay bonuses in a tax-efficient manner.

Customised debit cards

Offer your own branded payment card with Visa, Mastercard, Google Wallet and Apple Pay payment options, fully set up and supported by your BaaS provider.

Our payment card solution gives you complete customisation of your funds disbursement to suit your requirements. You can:

  • Specify the currency and country of use
  • Limit payments to particular shops, services or category codes
  • Give real-time access to funds
  • Raise brand awareness and engagement

All this is delivered quickly and cost-effectively through our turnkey card issuing & funds disbursement solution.

Simplified financial management

‘Banking as a Service’ solutions help you by removing the burden of day-to-day management of funds disbursements. You benefit from:

  • A powerful portal which streamlines all disbursements
  • Detailed reporting
  • Complete visibility in real time
  • The ability to automatically top up cards
  • A fully managed solution without integration
  • APIs for integration with your existing platform

Leading-edge corporate payment solutions from DiPocket

Our team of over 100 people is trusted by organisations across Europe and the UK to deliver state-of-the-art withdrawal and payment solutions that make your life easier.

If you would like to find out more about our white-label funds disbursement solutions, please get in touch.